Jackie Cummings Koski

Jackie Cummings Koski
Money Letters 2 my Daughter
Money Letters 2 my Daughter is the 2013 Book of the Year, Adult’s Money Management; a national honor awarded by the Institute for Financial Literacy.

In the book; mother, author, and financial literacy advocate, Jackie Cummings Koski shares her self-taught wisdom through a series of letters to her 17-year-old daughter about all things dealing with money and personal finances. If you feel you have lacked the basics to get your arms around your money issues, this is the book for you! It will help you learn the things that will inspire you to finally trade in your stress and anxiety about money, for knowledge and power.

Much of the book includes things that people have only learned after they’ve made life-changing mistakes. Only then do they ask the question, “why didn’t anyone ever tell me that?” Well, Mom is telling you now, along with thousands of other people that are simply seeking some foundational knowledge about money.

Most people did not grow up with positive financial role models in their lives and were never adequately educated about money–not at home, not in school, and not even in college. So here is your “textbook” on money matters that will raise your financial IQ. The help that you will get in this book will give you the power to make better financial decisions. Take a peek at the self-taught wisdom of this mother as she speaks to her daughter through her smart, no-nonsense Money Letters.
Dayton, OH
Jackie Cummings Koski grew up in a large family in Aiken, South Carolina, the second youngest of six children. She had a very modest upbringing where money was always tight and finances were always taboo to talk about. Determined not to repeat the shortcomings she witnessed in her childhood, Jackie wanted to further her education and attended Augusta State University in Augusta, Georgia. In high school, she discovered a passion for writing and believed going to college would help refine that talent and give her a better chance to succeed in life. Working full-time to support herself and pay her tuition, she graduated with a bachelor of arts degree in communications and embarked on her career and road to a better life.

About two years after marriage, Jackie became the proud mother of a little girl, Amber. Through her journey of being a busy, working mom and wife, Jackie discovered a

curiosity for personal finance issues like credit, saving, investing, and other money matters important to her and other consumers. When Amber was about nine, Jackie divorced from her husband of eleven years. Now a single mother, she was challenged to put all her money wisdom into practice. She proved to do extremely well in managing her finances, providing a comfortable middle-class lifestyle for her and Amber, quite a contrast from her own childhood.

Years later, her interest in finances and the stock market led her to join an investment club in Cincinnati, Ohio, supported by BetterInvesting, the world’s largest nonprofit organization dedicated to investor education. She now serves as president of the Cincinnati Model Investment Club, as well as serving on the BetterInvesting Regional Board of Directors. By the time Amber became a teenager, Jackie was glad to pass on her knowledge and wisdom about money matters to her daughter and those of her generation.Most people, just like Jackie, did not grow up with positive financial role models in their lives and were never adequately educated about money–not at home, not in school, and not even in college. Jackie is determined to help raise America’s financial IQ through education and financial literacy, which she believes is grossly lacking in schools, government, and other agencies designed to serve the public.


Through her new book, Money Letters 2 my Daughter, she shares her self-taught wisdom through a series of letters to her daughter about all things dealing with money and personal finances. The book delivers easy-to-understand advice and guidance on some of the most important financial issues facing consumers today.
Financial Literacy,
Personal Finance,
Financial Education for College Students,
Financial Education for High School Students,
Financial Education for Adults,
Money Management,
Writing your own Money Letter,
Going from Broke to Financial Freedom
  • Jackie Cummings Koski