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Copyright © [YEAR] by [AUTHOR FULL NAME] All rights reserved.

No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, without the prior written permission of the author.

Limit of Liability/Disclaimer of Warranty: This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that neither the author nor the publisher is engaged in rendering legal, investment, accounting or other professional services. While the publisher and author have used their best efforts in preparing this book, they make no representations or warranties with respect to the accuracy or completeness of the contents of this book and specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended by sales representatives or written sales materials. The advice and strategies contained herein may not be suitable for your situation. You should consult with a professional when appropriate. Neither the publisher nor the author shall be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential, personal, or other damages.

[BOOK TITLE]

[BOOK SUBTITLE]

By [AUTHOR NAME]

1. Business & Economics : Personal Finance – Financial Planning 2. Business & Economics : Personal Finance – Investing 3. Business & Economics : Personal Finance – General

ISBN: [###]

Cover design by [NAME] Edited by [NAME]

Printed in the United States of America

[PUBLISHER NAME, ADDRESS]

COOKING/HEALTH

This book is not intended as a substitute for the medical advice of physicians. Readers should consult a physician before starting a diet of any kind.

MEMOIR

Some names and identifying details of people described in this book have been altered to protect their privacy.

MEDICAL

An important note: This book is not intended as a substitute for the medical recommendation of physicians or other health-care providers. Rather, it is intended to offer information to help the reader cooperate with physicians and health professionals in a mutual quest for optimum well-being.
The identities of people described in the case histories have been changed to protect patient confidentiality.
The publisher and the author are not responsible for any goods and/or services offered or referred to in this book and expressly disclaim all liability in connection with the fulfillment of orders for any such goods and/or services and for any damage, loss, or expense to person or property arising out of or relating to them.

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